Should you Buy Travel Insurance During Coronavirus?

The year 2020 has been the most unique and weird year we have witnessed in our lives till date. The world has seen epidemics and pandemics before but not as big and grave as COVID-19 in recorded history. Among the many provisions taken by heads of various countries to control this apostrophe, international travel has been reduced substantially.

Though travel itself is going down, the demand for travel insurance policy is slightly immune to this. Travel Insurance is not only influenced by epidemic or pandemic conditions but also on timely advisory issued by the government. Travel insurance policy in these coronavirus times comes in two categories, i.e. Travel medical insurance for coronavirus and Trip insurance for coronavirus.

Travel medical insurance covers your medical expenses if you get sick or injured while you are away from your home country. Whereas Trip insurance covers certain pre-paid expenses, such as on hotels, flights, and lost luggage. In uncertain times due to this coronavirus catastrophe, there are high chances that your trip gets cancelled. Most of the above-mentioned pre-paid expenses are non-refundable but if you have Trip insurance then the insurance company would compensate such financial losses.


There is high financial risk ,in case, of both the medical emergency abroad and the cancellation of your trip due to the pandemic. Therefore, it is highly recommended for you to buy travel insurance if you are anticipating traveling abroad in near future.

There are many travel insurance companies operating in India and thus the competition is quite hot in the market. Do compare travel insurance policies online to get the best deal. Taking well-informed decisions is always in the favor of customers. As per our research, when people buy travel insurance after market research and plan comparison, they save a lot on premium with no compromise on features of the plan.

Due to prolonged lockdowns and practice of social distancing norms, people are hankering for travel. As the governments are gradually unlocking the economies, travel is bound to rise. Now as individuals we have to understand that, although the government is easing the lockdown due to economic pressures, the onslaught of coronavirus has not steamed down. We have to maintain every precaution that we can maintain at our level and buying travel insurance policy is one of those precautionary measures.

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